Zurich International Life Futura Review

Futura is a flexible unit-linked, whole-of-life protection policy. It provides individuals, families and businesses with financial security in the event of death, severe illness, accident or disability. In addition to life cover, Futura allows you to add any combination of additional benefits - waiver of premium benefit, critical illness benefit, permanent total disability benefit, family income benefit, accidental death benefit, hospitalisation cover, and dismemberment cover. It is a lifetime insurance plan with the flexibility of allowing you to make changes to benefits as the circumstances of your life change. You can have peace of mind that at any stage in life, Futura can protect you and your family the way you want it to.

Key features and benefits

• You can tailor the benefits to best match your circumstances.

• You can change benefit amounts, add and remove benefit options and vary premium payments as your life circumstances change.

• You can choose regular or single payments, or a combination of both. You can also pay additional single premiums at any time.

• You can pay regular premiums for life or for a defined payment term (the vanishing premium option).

• Option to add benefits like critical illness, permanent and total disability and long-term care

• Pay yearly, half-yearly, quarterly, monthly or with a single premium.

• Covers any cause of death*

• Opt for separate cover for your spouse or joint cover

• Adjust the benefit every year to allow for inflation if chosen

• Available in Pounds Sterling, US Dollars and Euros

Coverage

• A worldwide policy that covers death due to any cause

• The cover can be extended to additional benefits

• This is a long term policy that can cover an individual for a lifetime.

Eligibility

• You're over 18 years old and hold a UAE Residence Visa

Buying a life insurance plan is a long-term commitment. An early termination of the plan usually incurs high cost and the surrender value payable (if applicable) may be less than the total premiums paid. The terms & conditions applicable to these products will be of Zurich International Life. If you want to know more about Zurich Futura and its terms & conditions, Please call on 0555 490 514 or contact us here to get a call back